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Spending plan

December 14th, 2015 at 09:45 am

Thanks everyone for all the kind words on my last post Smile

I know I complain about the public library a lot but I have a lot to be grateful for. I have a full time job elsewhere (though at about 50 cents an hour less- soon to be more because we're getting an across the board 75 cent an hour cost of living adjustment). I contribute to 3 retirement plans at the university but only one of them has matching funds. If worse comes to worse I can temporarily suspend contributions to the two that don't have matching. I am unhappy career wise but that doesn't mean I need to be unhappy life wise.

As far as visiting family this summer- Intellectually it makes sense to make the sacrifice and not go for a year. But my family is just my aunt and uncle and me. We are all we have left. Everyone else has passed away. So not only am I the one making the sacrifice, but I have to ask them to go a year without seeing their only family. That doesn't sit well with me.

Possible solution: I will have enough Southwest rewards miles to pay for one of our flights. And I will be able to save enough for the other two flights by mid-April (hopefully). I won't have much in way of savings this way, but right now it is the best option.

I am still scheming and looking for ways to cut back and to sock away money. And maybe there will be a great deal on tickets!

As for the December 5-12 spending plan. I was under by 64.73. I didn't pay the water bill because it is not due until the end of the month and I didn't buy a bag for myself or an xmas present for the kid.

December 12-January 4th Spending plan
Groceries $350 (already have spent 110.33)
New car battery $125 (Cost $114.73)
Cell $75 (hopefully last month of this high bill!)
Christmas gift's for the kid and partner's family $150
Gas- $150 (this is over inflated, but I am hoping to get away with 3-4 fill ups during all the holiday driving)
Eating out $150
Donations $200
Other $100
Total: 1300. I think this is doable. But traveling is going to be a huge wildcard.

3 Responses to “Spending plan”

  1. Livingalmostlarge Says:

    Get a few credit cards. Look for companion deal or something. If you travel solo see if another solo traveler could share the price of the ticket. I just scored tickets to hawaii round tirp for $379. Patience and timing.

  2. FrugalTexan75 Says:

    Are your aunt and uncle able to come to visit you? Maybe you could help fund their flights/host them and that would be cheaper?

  3. snafu Says:

    Nothing replaces visits in person but If aunt and uncle have access to computer & internet... easy peasy to visit on Skype monthly, weekly or even daily if you like. Cost $ 0...just agree on availability, similar to an appointment. You can set up a personal FB for just you 3 to share journaling and photos, hilights and adventures.

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